Please choose the type of loan for which you would like to apply.
Home Equity loans will incur a $375.00 origination fee which can be paid at closing or added to the loan balance.
Visa Platinum Rewards
The Penn State Federal Platinum Visa Rewards Credit Card is just what
you have been looking for in a credit card.
Earn cash back on all your purchases!
Visa Share Secured Platinum Rewards
The Share Secured Platinum Rewards Credit Card looks and functions just
like a standard Visa credit card.
You must have on deposit, in a savings account, an amount greater than
the credit card limit to serve as security for the card.
Earn cash back on all your purchases!
Visa Limit Increase
You may request a Visa Limit Increase on this application. After this
application has been submitted, our Loan Department will contact you
concerning this request.
Vehicle Loan
Let Penn State Federal put you in a new or used Auto, SUV, Motorcycle,
or Recreational Vehicle today.
We offer a variety of terms and your rate is based on your credit
score.
Personal Loan
Imagine what our loans can do for you! We can finance your new
computer, vacation or even a wedding.
We offer a variety of terms and your rate is based on your credit
score.
Access Credit Line
Set up overdraft protection with an Access Line of Credit. Avoid
overdraft fees because money is transferred from the available funds
from your Access Credit Line to your Penn State Federal checking
account.
Access Credit Line Increase
You may request an Access Credit Line Increase on this application.
After this application has been submitted, our Loan Department will
contact you concerning this request.
Home Equity Credit Line
Home Equity loans are for virtually anything you like - buying a new car,
holidays, home improvements, consolidation of debts or even buying a second
home.
Be approved now and use the funds as you need them. Only pay interest on
the amount you borrow, when you borrow! The interest rate is variable and
your monthly payment may vary.
Home Equity Loan
Let your home work for you!
Home Equity Loans can be used for almost anything you wish -- home
improvements, graduations, vacations, consolidation of debts or even buying
a second home.
A Home Equity Installment Loan is a lump sum that is borrowed and may be
paid back in any number of months/years up to a maximum of 15 years, so
your payments are level and the interest rate is fixed.
Home Equity Loan
Let your home work for you!
Home Equity Loans can be used for almost anything you wish -- home
improvements, graduations, vacations, consolidation of debts or even buying
a second home.
A Home Equity Installment Loan is a lump sum that is borrowed and may be
paid back in any number of months/years up to a maximum of 15 years, so
your payments are level and the interest rate is fixed.
Mortgage
Let us help you purchase a new home today!
Buying a new home is undoubtedly one of the biggest decisions you'll ever make.
Finding a home that you love and can afford is only one step in the mortgage process.
Penn State Federal is able to help!
Penn State Federal has always used sound financial management and underwriting
practices and will continue to do so amidst this ever changing mortgage industry.
We offer Conventional Fixed, Adjustable and Balloon mortgage products as well as
Government FHA and VA loan products.
*Please Note*
After clicking the "Continue" button you will be forwarded to our Mortgage Partner's Online
Mortgage Application website. Also please note, that by completing the following online
mortgage application your interest rate will NOT be locked until the required upfront fees
have been paid, the loan has been submitted for processing and the loan officer from our
secondary market partner has contacted you.
Our secondary market partner requires a $75 application fee charged at the end of the application
and also collects the appraisal fee of $350.
Share Secured Loan
A Share Secured Loan is based on the amount of funds on deposit at
Penn State Federal.
We offer a variety of terms and the rate is fixed.
CD Secured Loan
A CD Secured Loan is based on the amount of funds on deposit in a CD at
Penn State Federal.
Hardship Loan
We are now offering unsecured 12 month term loans for a flat rate of 4% and a first due date 60
days from the loan open date.
Minimum of $500 borrowed up to $5000