Please choose the type of loan for which you would like to apply.


Please select a Vehicle Type and Vehicle Year so we can give you the most accurate interest rate and payment. We understand the information you submit may change.






Home Equity loans will incur a $375.00 origination fee which can be paid at closing or added to the loan balance.



Visa Platinum Rewards

The Penn State Federal Platinum Visa Rewards Credit Card is just what you have been looking for in a credit card.

Earn cash back on all your purchases!

Visa Share Secured Platinum Rewards

The Share Secured Platinum Rewards Credit Card looks and functions just like a standard Visa credit card.

You must have on deposit, in a savings account, an amount greater than the credit card limit to serve as security for the card.

Earn cash back on all your purchases!

Visa Limit Increase

You may request a Visa Limit Increase on this application. After this application has been submitted, our Loan Department will contact you concerning this request.

Vehicle Loan

Let Penn State Federal put you in a new or used Auto, SUV, Motorcycle, or Recreational Vehicle today.

We offer a variety of terms and your rate is based on your credit score.

Personal Loan

Imagine what our loans can do for you! We can finance your new computer, vacation or even a wedding.

We offer a variety of terms and your rate is based on your credit score.

Access Credit Line

Set up overdraft protection with an Access Line of Credit. Avoid overdraft fees because money is transferred from the available funds from your Access Credit Line to your Penn State Federal checking account.

Access Credit Line Increase

You may request an Access Credit Line Increase on this application. After this application has been submitted, our Loan Department will contact you concerning this request.

Home Equity Credit Line

Home Equity loans are for virtually anything you like - buying a new car, holidays, home improvements, consolidation of debts or even buying a second home.

Be approved now and use the funds as you need them. Only pay interest on the amount you borrow, when you borrow! The interest rate is variable and your monthly payment may vary.

Home Equity Loan

Let your home work for you!

Home Equity Loans can be used for almost anything you wish -- home improvements, graduations, vacations, consolidation of debts or even buying a second home.

A Home Equity Installment Loan is a lump sum that is borrowed and may be paid back in any number of months/years up to a maximum of 15 years, so your payments are level and the interest rate is fixed.

Home Equity Loan

Let your home work for you!

Home Equity Loans can be used for almost anything you wish -- home improvements, graduations, vacations, consolidation of debts or even buying a second home.

A Home Equity Installment Loan is a lump sum that is borrowed and may be paid back in any number of months/years up to a maximum of 15 years, so your payments are level and the interest rate is fixed.

Mortgage

Let us help you purchase a new home today!

Buying a new home is undoubtedly one of the biggest decisions you'll ever make. Finding a home that you love and can afford is only one step in the mortgage process. Penn State Federal is able to help!

Penn State Federal has always used sound financial management and underwriting practices and will continue to do so amidst this ever changing mortgage industry. We offer Conventional Fixed, Adjustable and Balloon mortgage products as well as Government FHA and VA loan products.

*Please Note*
After clicking the "Continue" button you will be forwarded to our Mortgage Partner's Online Mortgage Application website. Also please note, that by completing the following online mortgage application your interest rate will NOT be locked until the required upfront fees have been paid, the loan has been submitted for processing and the loan officer from our secondary market partner has contacted you.
Our secondary market partner requires a $75 application fee charged at the end of the application and also collects the appraisal fee of $350.

Share Secured Loan

A Share Secured Loan is based on the amount of funds on deposit at Penn State Federal.

We offer a variety of terms and the rate is fixed.

CD Secured Loan

A CD Secured Loan is based on the amount of funds on deposit in a CD at Penn State Federal.

Hardship Loan

We are now offering unsecured 12 month term loans for a flat rate of 4% and a first due date 60 days from the loan open date.
Minimum of $500 borrowed up to $5000